Another e-payment system available to Filipinos is YESPinoy. With YESPinoy, you can send remittance or money via the Internet from your credit card (VISA, MasterCard, JCB) or debit card (Smart Money, UnionBank EON Card). The recipient can receive money through his Smart Money account or UnionBank EON Card, which can be withdrawn in an ATM.
So, what now?
YESPinoy offers convenience to remitters abroad. Normally, a remitter abroad must go to a Smart Remittance Partner to send money. With YESPinoy, sending remittance to a Smart Money user can be done anywhere, via the YESPinoy website. The remitter abroad is hassle-free from going to a Smart Remittance Partner.
Innoload offers this same convenience to its customers, except it employs different payment systems. Sending remittance to a Smart Money or Globe G-Cash user can be done via the Internet. With Innoload, you can send money from PayPal, Moneybookers, Smart Money, and Globe G-Cash. The beneficiary in the
I’ve only made a comparison of the remittance service of YESPinoy and Innoload. Though these two companies offer a similar benefit to remitters, its direction and focus are very different. Let me explain.
YESPinoy focuses on serving the global Filipino community by offering remittance service and other services such as Find a Friend, Find a School, and Send SMS (via the Internet). YESPinoy is itself a community that tries to be funny and approachable (they have caricatures of their management team).
On the other hand, Innoload is focused on linking various payment systems that will enable people from the
YESPinoy can improve its service by adding more options to send money from. Why just from credit cards? Why not add banks? I’m also surprised that YESPinoy doesn’t have a forum. It would feel more like a community if there was a forum.
More topics to come. Next entries would be about Google Talk & Chikka, NETS, Smart Money, and more.
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